NIKOLOVA, I. Financial Technology (Fintech) in International Finance: Opportunities and Threats for Development. Economy and Business Yearbook, [S. l.], v. 8, p. 20–27, 2023. DOI: 10.33919/EcoBY.23.8.3. Disponível em: https://ojs.nbu.bg/index.php/EcoBY/article/view/1335. Acesso em: 7 dec. 2025.